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Management Team


A Certified Fraud Examiner with Computer Science, Electronic Engineering, and Project Management under his belt, Mr. Ralph Santos has successfully implemented large-scale technology programs in different continents for different industries including healthcare, telecommunications, banking, and software development. Before joining Genuisys, he has pioneered payment platforms and garnered success in establishing a niche market in the e-commerce and Fintech space. With his depth of experience and interminable passion for innovation, Mr. Santos takes on the integral role of Chief Executive Officer as he leads the development and implementation of the most advanced financial technology platform to spur financial inclusion, transform societies, and truly empower both emerging and advanced markets.

Founder & Director

Chris is a high-performing, enthusiastic, and strategic-thinking professional with over 10 years of experience in the field of business development. He has worked for various technology companies and his areas of expertise range from crafting business development strategies, project implementation, direct and indirect sales and marketing, relationship building, and client management. As Genuisys Founder & Director, he spearheads and facilitates the expansion of our clientele with focus on key markets and market segments.


Zos has completed graduate studies in business and program management. She has successfully defined and executed mission-critical corporate programs and internationalization strategies back in North America. She was also recruited as the lone Canadian to participate in the development and launch of Project Management Institute’s (PMI) Program Management Professional (PgMP) certification. Her professional experience in the definition and enhancement of service development life cycles for the various organizations she has worked in has garnered her a proven track record of success in business strategy. Sharp and energetic, Zos exhibits her expertise in creating, communicating, delivering, and sustaining Genuisys' business model innovation.


A graduate of University of Illinois, Robert's career spans more than a decade in the financial world and has worked for the largest national and international institutions with expanding roles in investment banking and private equity.. He worked as a financial Analyst for Citibank, an associate and manager for Lake Capital and Aboitiz Equity Ventures Inc, and most recently as the Vice President of Morgan Stanley Philippines, instrumental in business development for each one. Robert's diverse experience as a client advocate and leader as well as his specialization in financial modeling and corporate finance makes him well-equipped to bring Genuisys to even greater heights.